Archive for the ‘Mommyhood’ Category
My son loves music. I usually play Korean Drama OST every morning and he picks up the tune and he invents korean words to sing along to some of the songs. I find it very amusing. He is also inclined to dancing. He was asking me the other day to download one of his favorite Fast and The Furious soundtrack so that he can sing along while he plays with his toy cars. He also loves belting out songs from the movies he watches frequently and on seldom days, he would sing not so familiar songs which he listens to with his nanny and it surprises me on how he picks it up easily. He once saw a boy play an williams allegro 88-key digital piano at wwbw and he said that he wants to learn how to play that as well. I would love to see him play an instrument someday, I hope he gets really interested and in the right time I will let him study playing one if he is still very interested.
Perfect moms don’t exist. If somebody claimed that she is a perfect mom, she must be lying. Your son is a newborn, you learn how to take care of one… Then he becomes a toddler, new challenges come in the way and each stage of his growing years is a constant learning to moms as well. We don’t have time to be perfect since change is the only constant thing on parenting. But I think there is one aspect in parenting where you can practice perfection and that is respect to your child. Even if you are the mom, I think that practicing respect will also teach your child to respect you in return.
1. Set Jesus as the Standard
2. Pray for Them and Over Them
3. Watch Your Tone
4. Let Them Make Decisions
5. Serve Them
6. Teach Them to Serve You
7. No Secrets
8. Name Sin Biblically
9. Name Character Biblically
10. Let Consequences Fall on Their Heads
For more detailed post on each list, please visit here: http://theresurgence.com/2012/04/09/10-ways-for-moms-to-respect-their-sons
I find this very amusing and funny…
I might teach my son some of the items on the list. the word is MIGHT. LOL
These days, life has been pretty much tight if you noticed. Prices are all increasing but most of the salaries stay the same. Sometimes I wonder if it is right to provide debit cards for teenagers as I am a mother myself. Honestly, I am not sure whether it is right or not to splurge on your kids when it comes to spending. I am a mother of a son and as much as I want to give him everything especially that he is an only child, we try to control it because it will be hard for him to manage his money if he knew ever since that spending is just easy.
Here are useful tips I read online:
- Educate yourself. You can’t teach something you don’t know about yourself. Learn as much as possible about budgeting, about saving, about investing, about cutting expenses, about reducing debt. Armed with knowledge, you’ll be a good teacher.
- Set a good example yourself. It’s one thing to tell your kids something, but if you are doing the complete opposite, they’ll learn more from your actions than your words. To teach them about controlling spending, you have to do so yourself. Lead by example.
- Teach them one habit at a time. Your kids are not going to become skilled financial planners overnight, or in one month, or even in a year. Your goal should be to teach them these lessons over the course of their childhood and adolescence. So teach one thing at a time, until they’ve learned the skill, and then move on to the next. There’s no rush.
- Let them learn by doing. You can’t teach by telling. You have to tell (briefly), then show, then let them do. Let them make mistakes. And then talk about those mistakes. Soon enough, they’ll learn why those mistakes were actually mistakes, and if you set it up right, they’ll learn better habits on their own, by doing.
So with those principles to guide you, here are 10 valuable lessons you can teach your kids about money:
1. Give them control of money. If kids don’t have control of money before adulthood, they learn that money will always be provided for them, that they don’t have to be responsible for their spending or their future. And when they finally get control of their own money, they apply those lessons, by spending liberally and not worrying about the future.
Instead, give your kids control of money. I suggest taking some money that you already have in your budget, and giving them control of it. For example, if you currently spend $200 a month on eating out (to use a random figure), perhaps give your child control over $50 of that. And do the same for clothing and toy spending — don’t add to your budget, but allocate portions of your budget to them. Give them complete control over that money.
The result will probably be that they spend too much on frivolous stuff. At first. But when they want other things, they’ll have to learn to save for them, and cut back on other areas. Eventually, they’ll learn how to make decisions, through trial and error. It could take awhile, but it’s better they learn now than when they’re adults.
2. Teach them to save for money goals. Once they realize that there’s more to money than just spending on whatever their latest impulse is, they’ll want to buy something larger than the amount they have on hand. That’s when you teach them about savings goals.
“You want to buy an Xbox 360? Well, let’s find out how much that costs. Now that’s how much you’ll need to save. If you take $40 from your monthly budget, you could have that in 5 months. If you take $60 from your monthly budget, you could have it in a little over 3 months. But either way, that will mean cutting back on McDonald’s and buying little toys every weekend.”
You might also create a chart on the computer, that shows their goal, and little savings milestones along the way. That way they can get excited about watching their savings grow.
3. Teach them that reducing expenses makes goals come faster. This goes hand-in-hand with the above lesson, and if you teach them about savings goals, they’ll probably learn this lesson on their own. It’s common sense, and kids are smart enough to figure it out: if I want to get to a goal faster, I have to save more … which means spending less on other stuff.
But it’s worth reinforcing with a discussion about spending and saving, and by talking to them about the decision they’re making every time they spend money.
4. Teach them how your money can make money. This is the lesson on investing, and it’s a lesson many of us can learn. It’s one thing to save, where you get perhaps 5% interest. But if your kids are going for short-term goals, they probably won’t see much compound interest happening. You’ll need them to make a longer-term goal, such as a trip once they graduate, if you have a teen-ager, or a down payment on a car, or even something a little smaller. Whatever the goal, teach them about how they can put their money in certain investments, and how those investments will grow over time.
That growth is their money earning money for them. It’s free money, almost, but the cost is not spending on other stuff in the meantime, and getting into the habit of investing the money. And it’ll help them get to their goals faster.
5. Teach them about creating a budget. It doesn’t have to be a complicated budget, but what you really want to teach them is how to plan their spending, instead of having a big wad of cash that keeps getting smaller with every impulse buy. Something simple, like $30 for savings for a bike, $30 investing for a longer-term goal, $20 for a birthday gift for mom, and $30 for spending. Then teach them how to split the money up and how to keep within those planned amounts.
Make it simple and easy, so they don’t grow up thinking that budgets are hard and onerous (like many of us grew up thinking). If they get into the habit now, it’ll pay off huge when they grow up.
6. Teach them to pay bills. Does your teen-ager have a cell phone? Who pays the bill? Give them the amount in their monthly budget, and allow them to pay the bill each month. If they’re late, the service will be cut off. They’ll learn to pay the bill on time. Other bills could include a car (when they’re of driving age), cable TV, Internet. If you let them pay any of these bills, you’ll probably want to monitor them to make sure they’re actually making the bills.
7. Teach them about the dangers of debt. This probably isn’t a lesson they can understand when they’re 6 years old, but when they’re teen-agers, they can grasp the concept. You’ll need to discuss things like loans, credit cards and other debts. If you want them to learn by doing, you can have them take out a car loan or get a very limited credit card (that they pay for). They’ll soon learn that paying debt payments reduces how much they have to pay for other stuff, and how the debt payments can get to be overwhelming.
8. Teach them that earning more money gets them closer to their goals. If you have a savings goal, you can reduce your expenses to get there faster … and you can also earn more money. They can start learning this lesson at a young age, by earning extra money (not from chores, as they need to learn to contribute to the household without expecting pay), but from extra projects, such as doing yard work or babysitting for the neighbors, washing people’s cars, etc. Later, they can get a part-time job to pay for a car or any other goals.
9. Teach them about advertising and consumerism. This is something that should be taught at home and in the school, because most of us grow up without really being aware of the effects that advertising, marketing and consumerism has on us, and on our spending. This is often the root of our financial problems, whether we’re young or old. Teach them about the goal of advertising: to get us to buy their products or services, and to get us to spend our money. And show how advertising affects us, and gets us to do that. And talk about consumerism, and how it hurts us financially, how it’s not good for the environment, and how it leads to a cluttered house full of expensive and wasted stuff.
10. Teach them about impulse buying. Closely related to #9 above, of course, impulse buying is the effect of advertising and consumerism. Teach them about pausing before buying, recognizing the signs of impulse buying (increased heart rate, heavy breathing, other similar body signs), using a 30-day list before buying anything that’s not completely necessary, avoiding shopping malls and online shopping sites, and reducing your need to keep up with others and buy prestige things (cars, clothes, shoes, gadgets, etc.) to look good in the eyes of others.
I will certainly use these tips to my son in the future. Right now, let us spoil him a little bit since he is only 5. Yes, just a tiny bit!
I know. Late Post. Sorry.
Anyway, I just want to tell you a little about what my boys had for me last Sunday. My husband took us to dinner. We ate in one of my favorite Italian restaurant, Italliani’s. I got to pick the restaurant, which is easy… We only have a few choices on the list since we started our Pescetarian diet. We had this for dinner…
Mine is the one with salmon while the husband ordered something with dory and our son, who still eats everything got mac and cheese. I am slowly introducing vegetables and fruits in his diet that are mostly in juice form and I am praying he embraces our diet soon. I know he will.
From my Instagram:
“One of the Greatest Gifts I received. My motherhood experience is happy, fulfilling, fun, challenging, life learning and self discovery because of him. He is such a blessing!”
Since bearing him until today, we’ve gone through so much and I think everything has a reason. I don’t want to be very sentimental but I believe God gave us these challenges so I will learn. I learned so much, I see it clearly now and looking back, I will never change anything because I know it made me a better mom to my son.
I will never claim to be the best mom, I know I have my flaws. I can get fussy and irritated especially if I am tired and he gets a little naughty or I sometimes extends his playing time just because I want to rest more before we study or read books but I will never exchange my place to anything in the world because I love my son so much (and my husband too of course ) This is a journey and I know as my son grows up, I still have so much learning to do as a mother.